| Floodplain Management |
"Tea Tributary LOMR Frequently asked Questions"
- National Flood Insurance Program Summary of Coverage
- Top Ten Facts for Consumers
- Myths and Facts about the National Flood Insurance Program
- What You Need to Know about Federal Disaster Assistance and National Flood Insurance
Prospective landowners, developers, surveyors, realtors, appraisers: If you are buying, selling, appraising, building, planning or developing property in Lincoln County and you have a noticeable waterway or ditch on or near to your site, or need to verify the location of your property relative to FEMA Special Flood Hazard Areas, call Geographic Information / Floodplain Administration at 605-764-0101 or Planning and Zoning at 605-764-2938 for assistance.
The Lincoln County Flood Damage Prevention Ordinance was also ammended to provide reasonably safe protection for all new projects within the county. All developments of 5 acres or 50 lots, whichever is less, are required to acquire a floodplain development permit and may also be required to complete the MT-2 Letter of Map Revision. New structure lowest floor elevations (including basement) , are required to be at least 1ft above base flood elevation (BFE). New construction within 100ft of distance or 8 ft of elevation whichever comes first, of a special flood hazard area will comply with a maximum 5 ft below BFE lowest floor, and minimum 1 ft above BFE lowest opening, elevation requirement, as referenced in FEMA Technical Bulletin 10-01.
Following the April 2, 2008 effective date, all mortgages from federally regulated lenders were reviewed using the new FIRM. Properties and structures located within zones A or AE (high risk) shown on the new map are required to have flood insurance. The FIRM zone coupled with the structure lowest elevation determines the rates for flood insurance policies. Individual lenders are responsible for notification when insurance is to be required. Many variables affect the final insurance premium determination. The structure location relative to the previous FIRM and whether it was built in compliance with regulations at time of construction may qualify an owner for reduced rates under the FEMA "Grandfathering" rule.
It is possible a structure located in a high risk zone can be proven to be above the base flood elevation and thereby exempted from the insurance requirement. An Elevation Certificate (EC) is generally required to be completed and submitted to FEMA together with an application for a Letter of Map Amendment (LOMA) or Letter of Map Revision (LOMR) for approval. An eLOMA (electronic) or EZ format may also be used. This process does not guarantee approval, may take some time, and involves the services of a surveyor or engineer.
The Sioux Falls Flood Insurance Rate Map (FIRM) became effective September 2, 2009. Additional information may be found on the Sioux Falls website.
Lincoln County is a National Flood Insurance Program participant. Flood insurance is available throughout the county. Flood insurance is recommended for any property affected by flooding. If you experience flooding, contact your insurance provider. For more information on flooding and flood insurance visit www.fema.gov and www.floodsmart.gov Visit the FEMA Map Service Center to find out if you are located in a Special Flood Hazard Area. For information on specific properties contact the Lincoln County Floodplain Administrator, Jon Peters, at 764-0101 or gis@lincolncountysd.org
Date Last Changed: 08/31/2010 08:11 AM
